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Italy

4. Social Inclusion

4.6 Access to quality services

Last update: 31 March 2026

A range of collective services in the areas of housing, social services, health and financial services play a crucial role in ensuring the full social integration of young Italians. Some of these services focus specifically on youth needs, such as university accommodation services. In other cases, youth needs are addressed in the context of universal services targeting the whole Italian population, as in the case of health services. The most significant active examples are presented below.

Housing

  • First Home Mortgage Guarantee Fund:  launched for the first time by Law 147/2013, the programme supports young people in the purchase of their first house thanks to a loan guaranteed by the state. It is aimed at young people under the age of 35 who have an atypical working contract, young married couples with or without children, and single-parent households with minor children. Through this programme, the State grants guarantees to the bank for mortgages of up to €250,000, facilitating access to credit by young people. The fund has been significantly strengthened with €670 million earmarked for support through 2027.
  • Student Housing PNRR Investment: The Italian government established the "Fondo Student Housing" in 2025 as part of the PNRR revision approved by the European Union Council on 27 November 2025. This investment is managed by Cassa Depositi e Prestiti with a total allocation of €599 million to expand student accommodation infrastructure. The fund aims to address the shortage of student housing in Italian universities through financial instruments that support the construction and renovation of university residences.
  • Rent Bonus for Youth: A state contribution for young people under 31 who live in rented accommodation, distributed in the form of a tax discount up to €2,000 per year. This can be used directly in the tax return, even for those living in shared accommodation with other tenants. Target groups include students, low-income youth, migrants, and those at risk of exclusion.

Social Services

The Italian social protection system provides various services relevant to young people, both directly and through family-oriented support measures.

  • Assegno di Inclusione (Inclusion Allowance): (See also 4.3) Introduced on January 1, 2024,(Law 48/2023) replacing the previous Citizenship Income, this is a conditional measure of economic support and social and professional inclusion. It targets families with at least one "vulnerable" member (minors, persons with disabilities, persons over 60 years old, or persons in disadvantaged conditions receiving care from social health services). Young beneficiaries aged 18-29 who have not completed compulsory education must commit to enrolling and attending adult education courses as part of their Social Inclusion Pact, or they risk losing the benefit.
  • Care Leavers Project: Developed within the "Fight Poverty" axis of the National Operational Programme (PON) "Inclusion", this project aims to support full autonomy for young people exiting residential communities or family foster care upon reaching adulthood. The programme supports young people in completing secondary education, starting university education, attending vocational training courses, or accessing the labour market. The project is funded through the Poverty Fund with specific allocations for care leavers (€5 million annually).
  • Carta Giovani Nazionale (National Youth Card): A free virtual card available to all Italian residents aged 18-35, providing access to discounts and opportunities for mobility, cultural activities, sports, and education. The card offers reductions on transport services (trains, buses, flights), cultural venues (museums, theatres, cinemas, concerts), sports facilities (gyms, sports centres), and educational courses. Cardholders under 30 can also access the EYCA (European Youth Card Association) network for international discounts on accommodation, tourist attractions, and other services across Europe.
  • Universal Check for Dependent Children (Assegno Unico Universale): An economic support measure for families awarded for each dependent child up to age 21 (under certain conditions) and without age limits for children with disabilities. The amount varies according to the household's economic situation based on the ISEE, taking into account the age and number of children. This universal benefit is guaranteed to all families with dependent children, even in the absence of ISEE or with ISEE above €40,000.
  • P.I.P.P.I Programme (Institutionalisation Prevention Intervention Programme): (See also 4.3) Founded in 2010, this programme aims to innovate intervention practices with so-called negligent families, seeking to reduce the risk of child maltreatment and consequent removal of children and adolescents from households. The programme builds personalised social intervention pathways by activating multidisciplinary teams and considering the perspective of parents and children themselves, aiming to reduce conditions of inequality caused by neglect.

Health Care

Since 1979, Italy has maintained the National Health System (SSN) ensuring universal access to health services for all citizens, including young people.

  • Psychological Support Services for University Students: Multiple Italian universities have established free psychological support services specifically for students. The 2026 Budget Law allocated €10 million for 2025 for a dedicated Psychological Support Service Fund for students. 
  • Health Screening and Public Health Measures: The 2026 Budget Law reinforces public health prevention policies by allocating €238 million annually to expand participation in screening programmes, including cancer screening, genomic-based screening, and newborn screening. Additionally, €1 million annually starting from 2026 has been allocated to the Ministry of Health for institutional communication campaigns aimed at promoting prevention and increasing public awareness.
  • Addiction Services (Ser.D.): Public services for pathological addictions developed within the NHS deal with preventing and treating addictions to smoking, alcohol, psychoactive substances, and gambling. These services work in collaboration with communities, municipalities, and local associations to promote rehabilitation and social and work reintegration of people with addictions. 
  • Health Clinics (Consultori): Health facilities providing care and guidance on sexual, reproductive, and psycho-relational health. These services target young couples and young people by offering information and assistance on contraception, abortion prevention, prevention of sexually transmitted diseases, and motherhood.
  • Disability Services: The NHS provides integrated social and health services for people with disabilities in collaboration with local authorities and the third sector. For students with disabilities, the integration of health, social, and educational services ensures full integration into the national school system through Specialist Support Teachers and Individualised Education Plans (PEI).

Financial Services

Various financial instruments and bonuses are specifically dedicated to supporting young people in Italy.

  • Youth Credit Fund (Study Fund): Established in 2010 and still active, this tool allows deserving young people who lack sufficient financial resources to continue their studies after high school through a loan guaranteed by the state. The loan, with a maximum amount of €25,000, must be repaid within 15 years and can be used for university enrolment, postgraduate specialisation courses, or language study programmes.
  • Carta del Merito (Merit Card): It replaces the old initiative, Bonus Cultura, and It is granted to all residents in the national territory who hold, where required, a valid residence permit and who have earned, no later than the year in which they turned 19, their final high school diploma with a grade of 100 or 100 with honors. The Card is awarded and can be used in the year following the achievement of the diploma.
  • First Home Mortgage Guarantee Fund: As described in the housing section, this programme facilitates access to credit for young people under 35.
  • Tax Benefits and Discounts: Various tax advantages are available to young people, including the aforementioned Bonus Rent and Carta Giovani Nazionale, providing discounts across multiple sectors

Quality assurance

No unified national system exists solely for youth services, but monitoring occurs via Ministry of Labour and Social Policies’ Information System of the Social Services’ Offer (SIOSS) database (tracks beneficiaries, paths), Ministry of Health's performance evaluations, and PNRR dashboards (quarterly reports on outreach/reached vulnerable youth). Criteria include accessibility (e.g., 24/7 services), beneficiary numbers per group, satisfaction surveys, and impact on inclusion (e.g., employment rates); funding withholding possible for non-compliance (e.g., regional plans).